Rising Mortgage Rates – When Should You Buy Your Home?

By Sandy Ginn / June 30, 2022

In the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 6%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you may be tempted to put your plans on hold in hopes that rates will…

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This Housing Market is Different Than 2008

By Sandy Ginn / June 16, 2022

Homeownership has become a major element in achieving the American Dream. A recent report from the National Association of Realtors (NAR) finds that over 86% of buyers agree homeownership is still the American Dream. Prior to the 1950s, less than half of the country owned their own home. However, after World War II, many returning veterans used the benefits afforded by…

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Homeownership Offers Stability and Security With Inflation

By Sandy Ginn / May 19, 2022

If you’re following along with the news today, you’ve likely heard about rising inflation. You’re also likely feeling the impact in your day-to-day life as prices go up for gas, groceries, and more. These rising consumer costs can put a pinch on your wallet and make you re-evaluate any big purchases you have planned to…

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Downsizing – When is the Right Time?

By Sandy Ginn / May 5, 2022

Life events can have a major impact on what you need from your home, and retirement is one of the biggest changes many of us face. This period of your life can mean doing more of the things you enjoy, like traveling, visiting with loved ones, or taking on new hobbies. But what does that mean for your home?

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Multiple Offers – What You Need To Know

By Sandy Ginn / April 21, 2022

If you’re thinking of buying a home today, you already know that the number of homes available for sale is low. But what does that really mean for you? As a buyer, low housing supply coupled with high buyer demand means you should be prepared to navigate a highly competitive market where homes sell fast and get multiple offers.

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Pricing Your Home for Success

By Sandy Ginn / March 31, 2022

When you make a move, you want to sell your house for the highest price possible. That might be why many homeowners are eager to list in today’s sellers’ market. After all, with record-low inventory and high buyer demand, many homes are selling for more than asking price.

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Good News for First Time Homebuyers

By Sandy Ginn / March 17, 2022

For many young or first-time homebuyers, purchasing a home can feel intimidating. A recent survey shows some homebuyers ages 25 to 40 may be unsure about the homebuying process and what they can afford.

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The Benefits of Owning a Second Home

By Sandy Ginn / March 3, 2022

Many things have changed over the past couple of years, and real estate is no exception. One impact is an increased desire to own more than one home.

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New Construction – The Solution To Low Inventory?

By Sandy Ginn / January 27, 2022

With so few homes available to buy right now, you might be considering building a new home as one of your options. But you may be unsure if that’s the way to go. Let’s compare the benefits of a newly built home versus moving into an existing one.

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Two Reasons Why Waiting to Buy a Home Will Cost You

By Sandy Ginn / January 20, 2022

If you’re a homeowner who’s decided your current house no longer fits your needs, or a renter with a strong desire to become a homeowner, you may be hoping that waiting until next year could mean better market conditions to purchase a home.

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Home Is Where The Heart Is

By Sandy Ginn / December 16, 2021

There’s no denying the financial benefits of homeownership, but what’s often overlooked are the feelings of gratitude, security, pride, and comfort we get from owning a home. This year, those emotions are stronger than ever. We’ve lived through a time that has truly changed our needs and who we are, and as a result, homeownership has a whole new meaning for many of us.

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Is Now The Time To Buy A Bigger House?

By Sandy Ginn / August 26, 2021

With mortgage rates in their favor and higher-priced home sales powering more moves across the country, sellers in today’s market are finding the space they need (and have always dreamed of) by purchasing a home in the upper end of the housing market.

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